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Bank Sohar S.A.O.G
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  • Mr. Rashad Ali Al Musafir – Chief Financial Officer

    Mr. Rashad Ali Al Musafir
    Acting Chief Executive Officer

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    Mrs. Munira Abdulnabi Macki & DGM Human Resource & Corporate Support

    Mrs. Munira Abdulnabi Macki
    DGM Human Resource & Corporate Support

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    Mr. R. Narasimhan – DGM Wholesale Banking

    Mr. R. Narasimhan
    DGM & Head Retail Banking

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  • Khalfan Rashid Al Taley – DGM Retail Banking

    Mr. Khalfan Rashid Al Taley
    DGM & Head Central Operations

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    Mr. Sasi Kumar; DGM & Head Strategy and Corporate Business Division

    Mr. Sasi Kumar
    DGM & Head Strategy and Corporate Business Division

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    Mr. Nadeem Iqbal; AGM & Head of Compliance

    Mr. Nasser Al Maawaly
    DGM & Head - Internal Audit

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  • Mr. Mujahid Said Al Zadjali - AGM & Head of Information Technology

    Mr. Mujahid Said Al-Zadjali
    Sr. AGM – Head of IT & Alternate Channels


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    Salim Khamis Al Maskry,  Head Sohar Islamic

    Mr. Salim Khamis Al Maskry
    Head Sohar Islamic



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    Elsamawal Abdulhadi Idris Mohammed, Senior Chief Manager Legal & Acting Head Compliance

    Mr. Elsamawal Abdulhadi Idris Mohammed
    Senior Chief Manager Legal & Acting Head Compliance

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  • Mr. Arvind Kumar Sharma

    Mr. Arvind Kumar Sharma
    Senior AGM & Head - Risk Management

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Dr. Mohamed Abdulaziz Kalmoor – Chief Executive Officer

Dr. Mohamed Abdulaziz Kalmoor
Chief Executive Officer



Dr. Kalmoor is a PhD holder in Economics from University of Colorado. Prior to joining Bank Sohar, he was the Chief Executive Officer of Oman Finance and Investment Co. LLC and Executive Vice President of the Central Bank of Oman

Mr. H. V. Sheshadri – Senior DGM Risk Management

Mr. H. V. Sheshadri
Senior DGM Risk Management



Mr. Sheshadri was the Managing Director and CEO of the Development Credit Bank, India and Country Manager of Mashreq Bank, India. He also has 16 years with ANZ Grindlays Bank. Sheshadri is an MBA from the Asian Institute of Management, Manila.

Khalfan Rashid Al Taley – DGM Retail Banking

Khalfan Rashid Al Taley
DGM Retail Banking



Mr. Khalfan is a well known banker in Oman with over 33 years of experience. He has worked with British Bank of Middle East and Oman International Bank previously and holds a Diploma in Executive Management from the University of Virginia.

Mrs. Munira Macki – DGM Human Resource & Corporate Support

Mrs. Munira Macki
DGM Human Resource & Corporate Support



Mrs. Munira was the Head of Corporate Affairs at Alliance Housing Bank, prior to which, she was the Deputy Director for Educational Activities at the Ministry of Education. She holds a Bachelors degree in Philosophy & Psychology from Beirut Arab University, Lebanon and a Masters degree in Educational Activities from University of Sheffield, UK. She has also completed the programme on 'Human Resource Strategy in Transforming Organizations', at London Business School.

Mr. Peter Byrne – DGM & Head of Internal Audit

Mr. Peter Byrne
DGM & Head of Internal Audit



Prior to joining Bank Sohar in October 2008, Mr. Peter was the Head of Group Internal Audit, Bank of Scotland (Ireland). He has more than 20 years of experience in Audit & Risk Management. He is a Certified Fraud Examiner and holds a Diploma in Business Studies.

Mr. R. Narasimhan – DGM Wholesale Banking

Mr. R. Narasimhan
DGM Wholesale Banking



Mr. Narasimhan was the Country Head of Corporate Banking and later as Head of Mid Corporate Business, IDBI Bank, India. He has more than 30 years experience in Banking in the supervisory cadre and holds a Masters Degree in Science (Physics) from Madras University and PG Diploma in Banking from Mahraja Sayajirao University, Baroda.

Mr. Rashad Al Musafir – Chief Financial Officer

Mr. Rashad Al Musafir
Acting Chief Executive Officer



Mr. Rashad had previously worked for the Central Bank of Oman and later moved to Oman International Bank. Just before joining Bank Sohar in February 2007, he was the Head of Finance in Al Madina Gulf Insurance Company. Mr. Rashad has more than 17 years of experience in the banking sector in Oman. He holds a Bachelor’s of Arts Degree in Economics and Bachelors in Business Administration in Finance from Boston University, and has completed his Certified Public Accountant (CPA) examinations in 2002. He has also completed the General Management Program at the Harvard Business School in 2009. He is also a Board Member and Chairman of Audit Committee on the National Aluminum Products Company (NAPCO) and a Board Member on the Oman Bankers Association.

Mr. Mujahid Said Al Zadjali - Sr. AGM & Head Information Technology

Mr. Mujahid Said Al-Zadjali
Sr. AGM & Head Information Technology



Prior to joining Bank Sohar in 2006, Mr. Mujahid had worked for Bank Dhofar. He is a pioneer in setting up Bank Sohar’s Information Technology Department (ITD). He was also instrumental in setting up state of the art Technology with many accolades viz First Bank in the Sultanate with ISO/IEC 27001:2005 certification for ITD and fastest Core Banking System implementation which was recognized and awarded in the Banking Technology Award from London. Mr. Mujahid holds a Bachelors degree in Computer Science from India and had completed his higher studies in the United Kingdom (UK) to be a Masters holder in Business Administration from Luton University. He has over 12 years of experience in Banking Technology sector in Oman. He has also completed General Management Program from Harvard Business School, U.S.A. in 2013.

Mr.Gopala Krishnan

Mr. Gopala Krishnan
Sr. AGM & Head – Risk Management



H Gopala Krishnan joined the bank in 2007. Overall he has over 30 years of experience in Credit and Risk Management in the Banking Industry. He has played a pivotal role in maintaining a high quality of corporate assets of the Bank.”

Mr. Mervyn Fernando; DGM & Head Corporate Banking

Mr. Mervyn Fernando
DGM & Head Corporate Banking



Mr. Mervyn has been a Banker with a career spanning over 30 years in various prestigious banks, both in Oman and Sri Lanka. He has been with Bank Sohar since inception and is credited with setting up and leading the Corporate Banking Department. He is a Fellow of the Institute of Bankers, Sri Lanka and holds an MBA from USA and a Diploma in Project Identification & Appraisal from the Central Bank of Sri Lanka. He has also completed a program on Finance Analysis by D. C. Gardner U.K., a Treasury Products Program from Banque Paribas, Paris and High Performance People Skills at the London Business School.

Mr. Sasi Kumar; DGM & Head Strategy and Corporate Business Division

Mr. Sasi Kumar
DGM & Head Strategy and Corporate Business Division



Mr Sasi Kumar was the Sr Vice President at Srei Venture Capital Limited and Director of SAS Investment Fiduciary Ltd before joining Bank Sohar. He is a Gold medalist and Fellow of Institute of Cost & Management Accountants and a Fellow of Institute of Chartered Accountants. He has held senior management positions in a number of Organizations before his stint with Bank Sohar.

Mr. Mohammad Haris; AGM & Head Islamic Banking

Mr. Mohammad Haris
AGM & Head Islamic Banking



Mr. Mohammad Haris worked as Deputy General Manager and Head of Corporate & SME Banking, Structured Finance and Product Development at Gulf African Bank (“GAB”), the first shariah compliant bank in Kenya. Prior to joining GAB, Mr. Haris worked as Head of Corporate Banking (Regional), Investment Banking and Product development at Meezan Bank – the first and largest Islamic bank of Pakistan. He holds Masters degree in Business Administration from Florida Institute of Technology, USA and Masters degree in Structural Engineering from Virginia Tech, USA.

Mr. Nadeem Iqbal; AGM & Head of Compliance

Mr. Nadeem Iqbal
AGM & Head of Compliance



Mr. Nadeem Iqbal is a Qualified Chartered Accountant (Fellow Member of the Institute of Chartered Accountants of Pakistan) and a Certified Anti Money Laundering Specialist (ACAMS – USA). Prior to joining Bank Sohar, he has held Senior Positions within Compliance, Assurance and Accounting functions for various financial institutions in UAE and Pakistan. He started his career with A.F. Ferguson & Co – Chartered Accountants (a member firm of Price Waterhouse Coopers). Thereafter he has worked for leading Financial Institutions in both Conventional and Islamic Banking space; e.g. Al Meezan Investment Management Limited, ABN AMRO Bank N.V., Mashreqbank (Dubai).

Mr. Nadeem Iqbal; AGM & Head of Compliance

Mr. Nasser Al Maawaly
DGM and Head of Internal Audit



Mr. Nasser had joined the Bank as an Assistant General Manager, Internal Audit on 8 September 2007. He was instrumental in establishing the department when the Bank was formed and went on Acting as the Head of the department for one year.

He has over 30 years’ working experience, out of which 24 years in Banking in the field of Retail, Finance and Audit. He has over 12 years’ experience in Audit.

Prior to joining the Bank, he spent over one year with Standard Chartered Bank and 18 years with Bank Muscat. His last position was Head of Auditing of Support Functions at Bank Muscat.

He holds a Diploma in Accounting from Association of Accounting Technicians, UK and a Diploma in Leadership Management from Institute of Leadership Management, UK.

Salim Khamis Al Maskry,Acting Head Sohar Islamic

Salim Khamis Al Maskry
Head Sohar Islamic



Salim Joined the Bank in Bank in 2007. He has 29 years of experience in Branch Banking. Salim has extensive knowledge and experience in Retail Business, Marketing Retail Products, and Branch Operations. Additionally he has established successful business relationship with VIP and retail clients in the Capital as well as in interior districts. Retail business have increased responsibilities in terms of profitability, market share, and support to corporate business and cross selling using the branch network as well as the technology platform. Simultaneously, to have more business focus, more involvement and more support from Head Office, branch network is divided into 2 zones, one of which is headed by Salim as Head – Sohar Islamic.

Mr. Arvind Kumar Sharma

Mr. Arvind Kumar Sharma
Senior AGM & Head - Risk Management



Arvind K Sharma has been associated with State Bank of India for last 24 years, where he successfully handled assignments in areas such as Risk, Treasury, Credit, Trade Finance, Retail Business, Branch Management. He has been closely associated with implementation of Advance Approaches (Basel II) in Risk Management and was involved in designing and implementation of risk architecture, policy formulations (retail and corporate covering more than 15000 branches across the globe), development and maintenance of risk reporting system, modeling, analytics and industry guidance for domestic and international operations. He handled Business Process Re-engineering project across 900 branches and implemented Central Processing outfits. He holds Masters degree in Economics, CAIIB from Indian Institute of Bankers and Post Graduate Diploma in Financial Engineering & Risk Management. He has attended many programmes on Risk Modeling, Credit, Market and Operational Risk at various premier Indian management institutes.